FCRA Certified
Same-Day Start
4.9 / 5 Rating
256-Bit SSL
✦ GOLD PLAN
Gold Plan
Public Records Program
Focused on the heavy public-records hits: bankruptcies, repossessions, student loans, medical bills and child support.
Bankruptcy records challenged
Student loans challenged
Child support challenged
FCRA Metro 2 compliance-based dispute strategy
Goodwill letter assistance for paid late payments
Tradeline strategy consultation
24/7 client portal access
Repossessions challenged
Medical bills challenged
Everything in Silver, plus public records coverage
Debt validation letters to collection agencies
Credit utilization guidance & score optimization
Monthly progress reports + live score tracking
PROGRAM TOTALSAVE $200
$897
one-time program fee · + $34.95/mo SmartCredit monitoring
Gold Plan
$1,097$897.00
Setup feeFREE
Card processing fee (4%)+$35.88
Charged to your card today: $932.88
(includes 4% card processing fee)
Order & Payment Information
Loading secure checkout…
850 FICO CLUB is a credit repair organization as defined under the Credit Repair Organizations Act (CROA), 15 U.S.C. § 1679 et seq. Credit repair services cannot guarantee a specific credit score increase or the removal of any item. In compliance with CROA, fees are collected only after contracted services have been fully performed. Results vary based on individual credit profiles.