FCRA Certified
Same-Day Start
4.9 / 5 Rating
256-Bit SSL
✦ SILVER PLAN
Silver Plan
Single Program Fee
A single program fee. Aggressive 3-bureau disputing across late payments, collections, charge-offs and inquiries.
Personal information update
Collections challenged
Hard inquiries challenged
3-bureau dispute letters prepared on your behalf
Credit-building guidance after disputes
Monthly progress reports + live score tracking
Late payments challenged
Charge-offs challenged
Fast-tracked results in 30–90 days
FCRA & FDCPA-based dispute strategy
Email & SMS status updates
24/7 client portal access
PROGRAM TOTALSAVE $197
$697
single program fee · + $34.95/mo SmartCredit monitoring
Silver Plan
$894$697.00
Setup feeFREE
Card processing fee (4%)+$27.88
Charged to your card today: $724.88
(includes 4% card processing fee)
Order & Payment Information
Loading secure checkout…
850 FICO CLUB is a credit repair organization as defined under the Credit Repair Organizations Act (CROA), 15 U.S.C. § 1679 et seq. Credit repair services cannot guarantee a specific credit score increase or the removal of any item. In compliance with CROA, fees are collected only after contracted services have been fully performed. Results vary based on individual credit profiles.